I'm Tierra — and I make private health insurance simple, honest, and tailored. Self-employed, small business, or growing family: let's find a plan that covers what you need without the guesswork.
Off-marketplace plans aren't one-size-fits-all. I help four kinds of people find coverage that works harder and costs less than what they're used to.
Freelancers, contractors, and solopreneurs who are tired of overpaying for marketplace plans with massive deductibles.
Owners looking to offer real coverage to their team — or to themselves — without the complexity of traditional group plans.
Parents who want access to great doctors, low out-of-pocket costs, and a plan that won't surprise them at every pediatrician visit.
Between jobs, aging off a parent's plan, or just overwhelmed by the options. I walk you through every choice, honestly.
There's no greater satisfaction for me than knowing my clients are covered by a plan that's tailor-made for their needs and budget.
Since 2020, I've been dedicated to making health insurance simple and stress-free. With expertise in both public and private coverage, I'm your go-to resource whether you're self-employed, a small business owner, or looking for individual or family plans.
My clients stay with me because I take the time to actually know them — and because I won't sell you a policy I wouldn't put my own family on.
Most insurance calls leave you more confused than when you started. Here's how working with me actually goes.
Pick a 20-minute slot that fits your schedule. No forms, no spam, no 15-agent follow-ups.
I'll pull customized quotes across private and public plans, explain the fine print, and show you what each one actually costs long-term.
Pick the plan that fits, and I handle the paperwork. Plus, I'm your advocate for every doctor visit and billing question that comes up after.
These are the actual things clients say when I ask them why they referred me to their family, their friends, their coworkers.
"All this time I thought I had to pay ridiculous amounts of money each month to public health insurance, with high deductibles and charged hundreds at my kid's doctor visits; and then, I heard of Tierra! She taught me so much about private insurance, saved my family thousands each year, and is a much BETTER plan with NO deductibles and access to so many more doctors! I wish I had known Tierra sooner!"
"In the flood of agents looking to gain my business, I was lucky enough to connect with Tierra. She has been an absolute delight to work with on every level. She has gone beyond expectations to research, explain, and help my family and I gain the best coverage at an affordable cost. I've already recommended her to family and friends — if you're looking for the best, Tierra Bianchi is your girl!"
"I had a consultation with Tierra and she was helpful beyond what she was required to be. She couldn't help me because I'm in a state where she isn't licensed, but she looked over another plan that was offered to me to find some major issues. She basically saved me what could have cost me tens of thousands of dollars. Thank you Tierra!"
"Tierra went above and beyond. Any question or issue I had she was always the person to get in touch with. Answered all of my questions, immediately sent me links to local doctors in my network, and just all around made me feel like I was her only client. 100% recommend. Do yourself a favor and call Tierra for any health/life insurance policies. You will not be disappointed. Thank you Tierra!"
Insurance.
For your assurance.
Florida is home base, but I'm licensed coast to coast. If your state isn't listed, book a call anyway — I'll point you to someone I trust.
If yours isn't here, ask me on the call. I'd rather over-explain than have you guess.
Fill out the basics and I'll pull customized quotes across private and public plans for you and your family. You'll hear back within 24 hours — no forms-to-forms, no 15-agent spam.
I review your info, pull options that actually fit, and send you a plain-English comparison. If you want to talk through them, we can schedule a call.
A free 20-minute call. I'll pull quotes, answer every question, and give you clear next steps — even if you don't end up working with me.